I signed up for an Easy Equities account after a TedX presentation here in Nelson Mandela Bay – it lay dormant for a while as, at the time, I was pretty happy with the online broker I was with.
After actively using the account I realised why I had been such a knob head all along and that Fractional Shares (ala Easy Equities) was really the way to go.
Then in July 2025 I embarked on a very long term experiment – i.e. it is still ongoing and probably will be for more than a couple of years yet.
I chose two different Exchange Traded Funds (ETF’s) on the Easy Equities platform and started investing a small monthly amount in each across my normal investing platform and the Tax Free Savings Portion on Easy Equities and reporting every month on how just those investments were doing. (I won’t show you my entire portfolio just in case you may have been married to me and left – it’s a joke!).
Anyway – the differences between the Tax Free and ‘Normal’ accounts are slowly becoming apparent on the charts you can see here: https://myza.co.za/tfsa-v-taxed-investing-month-on-month-comparison/
And the conclusions thus far for me? Pretty darn inconclusive as I now grapple with the fact that we all have different tax rates, needs and volumes of investing so I am not too sure of just how much my charting of this experiment will help someone else on their investment journey.
But maybe, just maybe, this little exercise will encourage you to join myself and over 2 million other investors: https://bit.ly/3Hah4OE – I even have R50 for you to start your journey with when you sign up. Of course Ts&Cs still apply.
HOT TIP: I have set my Live Better service from Capitec to it’s maximum round off on all purchases and use that money plus the other discounts to fund my Easy Equities account (unless there is any spare cash which also makes it’s way into that pot). And, best of all, it feels as though I am not using any of my own money to grow my investments. All dividends are placed in a pot for re-investment. EXCEPT the Satrix funds for the experiment above as they are directly invested into each respective fund on dividend date.
TOP 3 BEST PERFORMERS:
- Purple Group (they own Easy Equities) – up 88.74%
- Tiger Brands – up 48.84%
- Advtech Limited – up 43.26%
BOTTOM 3 WORST PREFORMERS:
- Merafe Resources – down 24.03%
- Gemfields – down 23.87%
- RMH Property – down 19.21%
Overall my portfolio has increased (in profit) by 21.83% – not too bad for a ‘buy and hold’ amateur.
Hmm.. sounds like a plan